Kildeer, Illinois Personal Injury Attorneys

Personal Injury Lawyers for Car Accidents in Kildeer, IL

A motor vehicle accident can be a jarring experience, but it can be even more overwhelming if you find out that the other driver is uninsured or underinsured. For people in Kildeer, Illinois, understanding the uninsured and underinsured motorist coverage that may be available is an important aspect of a personal injury claim following a car crash. The legal professionals at Lucas Law can assist you in understanding and protecting your rights. We can provide representation in motor vehicle collisions and other types of cases involving serious injuries, and we advocate for our clients with insurance companies to ensure that they will be fully compensated for their damages

Car Accidents With Uninsured Drivers

If another car suddenly collides with you while you are driving on a quiet road in Kildeer, the shock and confusion can be overwhelming. Dealing with the injuries and other personal and financial concerns that may affect you following the collision can become even more difficult if you discover that the driver responsible for the accident has no insurance or does not carry enough coverage to handle the damages. You may be left wondering how you will pay for repairs, medical bills, and other expenses that have begun to pile up. This is where having uninsured and underinsured motorist (UM/UIM) coverage becomes incredibly important.

What Is Uninsured and Underinsured Motorist Coverage?

Uninsured motorist (UM) coverage can provide you with compensation to address the damages suffered in an accident with a driver who has no insurance. Underinsured motorist (UIM) coverage, on the other hand, may address situations where the other driver has insurance, but the limits on the amount of coverage in their policy mean that your expenses will not be fully covered. Fortunately, this coverage will most likely be included in your auto insurance policy, and you can take steps to address the injuries you have suffered in these situations.

Why You Should Speak to a Lawyer Before You Contact the Insurance Company

After an accident, the process of filing insurance claims is often complex. Your first impulse might be to call your insurance company right away to inform them of the accident and verify your coverage. However, this can sometimes lead to unintended complications. Insurance adjusters are trained to minimize payouts. What you may think is a straightforward conversation could provide an adjuster with a reason to deny your claim or reduce the amount you may receive.

Because of the potential risks of speaking to insurance companies, it is important to consult with a lawyer before contacting your insurance provider. At Lucas Law, our attorneys are prepared to deal with insurance companies on your behalf, allowing you to focus on recovering from your accident without the added stress of dealing with insurance issues.

Navigating the Claims Process

Our team will work to gather important evidence related to your car accident, including police reports, medical records, and any other documentation that can support your claim. Your lawyer will also help you assess your damages and make sure you understand how much compensation you might be entitled to receive through uninsured or underinsured motorist coverage.

The Emotional Toll of a Car Accident

Beyond the financial implications that have affected you, an accident can take a serious emotional toll as well. You may experience anxiety, frustration, or even anger toward the other driver for their lack of responsibility. Our legal professional can not only provide advocacy, but we will also offer emotional support, guiding you through the challenging journey of a personal injury claim and providing you with the assurance that legal concerns are being handled correctly.

Contact Our Kildeer Personal Injury Lawyers

Following a car accident with an uninsured or underinsured driver, it is important to understand your options and rights. By consulting with a lawyer from Lucas Law, you can make sure you are taking the right steps to maximize the compensation you can receive. Our team of skilled professionals can assist with all sorts of car accident cases, and we will advocate for your rights and help you move forward as you make a full recovery. Contact our office by calling 847-381-8700. Get in touch with our compassionate team to arrange a complimentary consultation today.